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Frequently asked questions

Everything you might want to know before booking a survey.

General

What's the difference between a pre-purchase survey and an insurance survey?+

A pre-purchase survey is the most thorough inspection, documenting condition, systems, and defects so you can decide whether to buy and how to negotiate. An insurance survey focuses on insurability and fair market value for a carrier. A good pre-purchase survey often satisfies an insurer as well.

Do lenders and insurers accept your survey reports?+

Yes, my reports are prepared in the detailed, standards-based format that lenders and insurers expect, including a supportable value estimate when needed. It's always wise to confirm any specific format your particular carrier or bank requires, and I'll tailor the report accordingly.

Process

Does the boat need to be hauled out for a survey?+

For a pre-purchase survey, yes, hauling out is strongly recommended so the bottom, running gear, and underwater metals can be inspected and moisture readings taken. Some insurance and appraisal work can be done in the water depending on the boat's age and the carrier's requirements. We'll confirm what's needed when you book.

How long does a marine survey take?+

A typical survey takes several hours, depending on the size and complexity of the boat. A small runabout may take a couple of hours, while a large cruiser or sailboat with a sea trial can take most of a day. I'd rather be thorough than fast.

When will I get the survey report?+

You'll usually receive your written report within a few business days of the inspection. Complex vessels or those requiring additional research may take a little longer. I'll give you a realistic timeframe when we schedule.

Is a sea trial part of the survey?+

A sea trial can be included when arranged with the seller's cooperation and is recommended for a pre-purchase survey. During the trial I observe engine operation, handling, steering, and instruments under load. The internal mechanical inspection of the engine is handled separately by a mechanic.

Maintenance

Do freshwater boats really get blisters?+

Yes, osmotic blistering can occur on fiberglass hulls in freshwater as well as salt. Freshwater boats often have less corrosion, but blistering, deck-core moisture, and electrolysis still happen. That's why moisture readings and sounding are part of every survey I do on Lake Erie.

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